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Real Estate Wealth Protection Through Short Sales
Is a sharp correction in store for the real estate market? Fannie Mae, the largest buyer of mortgages in the US, is worried. They recently warned that the probability of a housing bust has risen sharply in certain parts of the country. Fannie Mae and Freddie Mac financed about 43% of new home mortgages last year. That's down from 53% the year before. Fannie and Freddie only buy "conforming loans" In these days of easy money and competition for borrowers... morelenders are selling mortgages to non-government sponsoredloan buying companies. They have less stringent lending standards. That means more risk as it allows home buyers with poor credit records or unconfirmed income to qualify for mortgage loans. Listen to this! 24% of the sub-prime loans sold to non-conforming buyers in 2004 were adjustable rate mortgages with an interest only feature. And... these mortgages are not restricted to less expensive houses. The share of jumbo mortgages loans ($359,650 & up) accepted without full documentation increased from 27% in 2001 to 51% in 2004. Fannie Mae warns that the real estate collapse of the late 1980s was preceded by similar patterns. Some point out that the real estate bubble is effectingvalue in just certain areas. But they don't understand thatjust 22 of the most expensive metropolitan markets in theU.S. account for 35% of the total value of the country's residential real estate. If those markets begin to collapse they will shock realestate values everywhere. What should you do if you are sitting on fat real estatecapital gains. First... make plans now. Once a correction (crash) begins you will have a hard time gettingout of your property. Values plunge and buyers disappear. If you don't believe there will be more than a little dipin real estate appreciation and you want to hold on to yourproperty... here's an idea. Use the stock market as insurance. How do you do that? Find real estate stocks and do short selling. Well managedthis can be an effective strategy. If real estate values continue to climb you still own yourproperty and continue to accumulate capital gains. If real estate values begin to fall you sell short selectedstocks and profit from the decline, which balances the loss in the value of your real estate. You protect your realestate gain... and maybe even come out ahead on the strategy. An ETF is an Exchange Traded Fund. That's a basket of stocks that trade under one symbol just like a stock. You can quickly buy, sell or short an ETF through an online broker in seconds. You have instant liquidly... somethingyou don't have with real estate. Two ETF's that you could be ready to short sell would be: IYR - A basket of real estate stocks IYF - A basket of financial stocks. Lots of areas would be hard hit by a down turn in realestate including: banks, mortgage lenders, utilitycompanies, materials suppliers and especially homebuilders. The stocks of leading home builders that would sufferduring a real estate bust include: Brookfield Homes - BHS; Yes, short selling is a radical strategy for the smaller real estate investor, but aren't you the one who needs the gain protection the most? You may find a local stock broker that would give you some help, but you should understand some basics about thestock market and trend following. You can easily learn that here... http://digbig.com/4dxys Mark Walters is an investor-entrepreneur helping other investors from his Web pages at http://www.Lease-Option-Sub2.com
MORE RESOURCES: ‘Given up’: Property giant’s verdict on Aussies news.com.au Boathouses Go Next Level at These Five Mansions Mansion Global Sonoma County real estate market turns turbulent, though 7 areas show improved year-to-year sales prices The Santa Rosa Press Democrat Homes for Sale in New York and New Jersey The New York Times Erie County real estate transactions Buffalo News Downtown Knoxville IRS offices included on list of possible federal real estate spending cuts WBIR.com The Great American Insurance Retreat: Climate Change, Uninsurable Homes, & The Future Of Real Estate CleanTechnica Trade Alert: Independent Director Of Apollo Commercial Real Estate Finance Carmencita N. Whonder Has Sold Stock Simply Wall St REAL ESTATE | VIDEO | Perfect country property in Dodge County | By Wendy Wendorf - Homestead Realty washingtoncountyinsider.com Central Mass. real estate transfers, Sunday, March 9 Worcester Telegram U.S. Government Hits Pause on Massive Commercial Real-Estate Sale The Wall Street Journal Macomb County real estate transfers recorded Sept. 30-Oct. 4, 2024 The Macomb Daily An investor's 3-part 'build-to-rent' strategy is making him $330 a month per unit. It has him on track to retire early. Business Insider Crain’s Cleveland hires Smith to cover residential real estate Talking Biz News DOGE claims $13.6 million in real estate savings in Alaska Alaska's News Source How Nigerian leaders spent millions on SC real estate amid US retreat from dirty money fight The Post and Courier Vendor & Real Estate Partners Dollar Tree, Inc. Real Estate Property Transfers Spring Hill for Feb. 3, 2025 Williamson Source Exclusive | Blackstone Raises Largest Commercial Property Debt Fund With $8 Billion Haul The Wall Street Journal In Good Company: Discover Brooklyn’s Real Estate Gems with MM&Co. (sponsored) Brooklyn Bridge Parents Berkshire region real estate sales – March 7, 2025 theberkshireedge.com Trouble Signs For Real Estate Market In Palm Beach County BocaNewsNow.com America Builds: Making Federal Real Estate Work for the Taxpayer The House Committee on Transportation and Infrastructure Godfrey - Home for sale RiverBender.com The Michael Houck Real Estate Guide for March 9 Oil City News China’s real estate market keeps stabilizing as government policy support boosts confidence: Minister Global Times Palm Beach house sells near Trump's Mar-a-Lago, marks fourth sale there since mid-December USA TODAY DOGE claims $17 million saved in federal real estate terminations in Georgia. Here's where Online Athens AI will change real estate more than the disruption that made Amazon a property powerhouse - Fortune Suburban cities, developers eye office space but high-rise downtowns outside Austin still years away The Business Journals This CT metro area has the 'hottest' real estate market in U.S., according to realtor website CT Insider Charming Southern metro nicknamed the 'Scenic City' sees housing boom in state with NO income tax Daily Mail Pushback in eXp, Weichert settlements called ‘self-serving’ Real Estate News Inside Saratoga's largest mansion, now listed for $24.9M The Business Journals Smartleaf Asset Management LLC Buys 479 Shares of Fidelity MSCI Real Estate Index ETF (NYSEARCA:FREL) Defense World Healthcare Commercial Real Estate Finance Veteran Amy Heller Joins Meridian Capital Group Business Wire Tariffs are a ‘key part’ of Trump’s strategy to ‘level the playing field’: Real estate broker Fox News DOGE cuts 13 real estate contracts, federal offices in Mississippi. Where are they? - Clarion Ledger Real estate stocks down with import of timber, lumber, derivative products under scrutiny Seeking Alpha National Bankshares Forecasts Strong Price Appreciation for Bsr Real Estate Investment Trust (TSE:HOM.U) Stock Defense World $1.3 million Dover townhome tops Strafford County market. Here's lowest-priced home, too. Foster's Daily Democrat Real Estate Stocks To Keep An Eye On – March 7th Defense World Chetrit family faces a reckoning after decades of success in NY real estate Crain's New York Business Apollo Commercial Real Estate Finance (NYSE:ARI) vs. Arbor Realty Trust (NYSE:ABR) Head to Head Survey Defense World Red Bank's Denholtz has created a $2B real estate empire; now they want to get bigger Asbury Park Press Chattanooga housing market heats up in Tennessee Fox Business UW and NFL great Lawyer Milloy lists Woodinville estate for $7.8 million seattlerefined.com Real estate sales in Peoria, Tazewell and Woodford counties for March 8, 2025 Peoria Journal Star Real Estate Newsletter Articles this Week: Property Insurance Costs Rose at a Record Rate in 2024 Calculated Risk County Official Sees Growing Strength in Real Estate Franklin Observer What were the 5 most expensive homes sold in Petaluma last week? The Santa Rosa Press Democrat ‘Extremely pissed off’: LeFever Mattson investors wonder why troubled real estate moguls have escaped accountability The Santa Rosa Press Democrat A couple making $28,000 a year in passive income from real estate used an out-of-the-box approach to buy their first rental Business Insider REAL ESTATE | 92+ acres of farmland in Rubicon, Wi | By Jim Emmer – Emmer Real Estate washingtoncountyinsider.com Up to the Minute Greenwich Property Transfers, February 24-28, 2025 Greenwich Free Press Is a 6.5% Mortgage Rate the 'Magic Number' to Turn the Local Real Estate Market Around This Spring? TAPinto.net Raymond James Has Lowered Expectations for Minto Apartment Real Estate Invt Trust (TSE:MI.UN) Stock Price Defense World Gambling on Las Vegas? Sin City Housing Market Softens as It Suffers Affordability Crisis Realtor.com News National Bankshares Has Lowered Expectations for Minto Apartment Real Estate Invt Trust (TSE:MI.UN) Stock Price Defense World Here are recent property transfers up to $1.4 million St. Albans Messenger Indoor pools, fish ponds: Inside the most expensive Central Jersey homes sold in February My Central Jersey A 1670s MA home tied to Salem Witch trials is for sale. Here's a look at the real estate Wicked Local Carver |
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