|Real Estate Information|
Purchase Your First Home with Confidence
If you are making the transition from renter to homeowner, you're not alone. In 2004, 40 percent of homebuyers were purchasing for the first time, according to "The 2004 National Association of REALTORSŽ Profile of Home Buyers and Sellers."
With interest rates at all-time lows and a booming real estate market, now's a good time to purchase real estate. However with the prospect of making one of the largest investments you'll ever make in your life, you can easily become overwhelmed. Some of the questions you may be asking are: Will I be able to afford the home of my dreams? Do I have enough money for a down payment? Will I make smart home buying decisions? If you go into the process prepared, your first purchase can be a good experience.
Resources--Before starting out, educate yourself on the process. Check your library or local newspaper to find a homebuyer seminar that you can attend. The U.S. Department of Housing and Urban Development has an entire section on its website (www.hud.gov) devoted to homebuyers. It has a list of common questions of first-time homebuyers, information on mortgage and home-buying programs, access to housing counselors, downloadable tools such as a wish list and home-shopping checklist, tips on selecting a real estate professional, etc. Other informative sites to check out are www.ginniemae.gov, www.realtor.com and prudential.com.
Your real estate professional is also a great resource. Don't hesitate to let him or her know that you are new to the process. They will expect you to have questions at each step-from house hunting, to making an offer to the closing.
The costs involved in the purchase of a home can be overwhelming to first-time homebuyers. There are mortgage costs, the down payment, and closing costs to think about.
Affordability--By looking at your income and debt ratio, your sales professional can help you calculate how much you can afford each month in mortgage payments. But before determining your price range, you should also take into consideration other factors that will affect your monthly budget once you are a homeowner, such as property taxes, insurance, utilities, and maintenance. And if your down payment is less than 20 percent of the cost of the home, you will be responsible for private mortgage insurance, more commonly referred to as PMI.
Mortgage payment--Fear of being rejected for a home loan is one of the main concerns for first-time homebuyers. To lessen the stress, you may want to get pre-approved for a loan before looking at prospective homes. This will not only help you feel more confident, it will also give you an advantage where there are multiple offers for a specific property. In addition, the fact that your loan has already been approved is of great value to the seller because it shortens the purchase process, and there is less of a chance that the buyer will back out of the sale. If you don't have a specific mortgage lender in mind, ask your sales professional for a recommendation.
Down payment--The down payment amount varies depending on the value of the home you choose and your mortgage lender. And in some cases, first-time homebuyers can purchase a home with no money down. Although it varies from state to state, most offer government-funded programs for first-time buyers that help people buy a home with no down payment. Your real estate professional will be able to explain the different options available to you.
Making offers--Don't feel pressured into making an offer on the first home you see. This is a common mistake of many first-time homebuyers. Make sure you view different homes to get a feel for the marketplace. When you decide on a home to make a bid on, work with your real estate professional to get all of your questions answered before making an offer. But don't wait too long to make an offer. The longer you wait, the greater the chance other prospective buyers may place offers, making it harder for you to negotiate a good deal.
Above all, remember there are no silly questions. Make sure you understand and are comfortable with every aspect of the transaction. Your real estate professional can be an invaluable asset in helping you make educated decisions so that your first home purchase is a rewarding experience.
Neda Dabestani-Ryba is a licensed Realtor in Maryland. She is a member of the President's Circle of Top Real Estate Professionals. She can be reached at (800) 536-3806 or visit her website for more information: http://neda.dabestani.pcragent.com/
Prudential Carruthers REALTORS is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.
Aug. 24 Real Estate Transactions The Newark Advocate
6689 Benner Rd, Richardson John H, Boehm April Christine and Sabins Timothy Michael, 7/19/2019, $277,500. Bowling Green Township. 60 Winding Wood Rd ...
Beverly Hills real estate agent accused of burglarizing homes of celebrities including Usher and Adam Lambert - CNN
Beverly Hills real estate agent accused of burglarizing homes of celebrities including Usher and Adam Lambert CNN
A Beverly Hills real estate agent and another man are accused of burglarizing celebrities' homes in Southern California, sometimes during open-house viewings ...
Real Estate Transactions: Aug. 24, 2019 Fairfield Daily Republic
1351 West 3rd Street â $1,260,000, 07-16-19 [4 Bdrms â 2541 SqFt â 1980 YrBlt], Previous Sale: 03-23-17, $685,000. 3 Linda Vista Street â $400,000, 07-16-19 ...
Welcome to Real Estate Friday! | theberkshireedge.com
Property of the Week â Stephen Schoenfield and Joanna Szwyd of Stone House Properties offer an incredible property with tri-state views, an indoor pool, ...
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Some brokers try to combine their work with animal shelters with their real estate listings.
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Realty ONE Group Coastal welcomes two new agents.
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All Things Real Estate: All homeowners have to pay property taxes, even on a âfreeâ house Fairfield Daily Republic
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Dodge County real estate transfers | Local News Fremont Tribune
Joan M. Coufal to Joan K. Zessin, 1040 E. 11th St., Fremont, $212000.
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Georgia attorney charged with murder for allegedly running down real estate investor who hit his Mercedes-Benz - New York Daily News
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08-24-19 - Real Estate Radio Hour Talk Radio 1210 WPHT
Chris & Andy take the show to the Minnesota State Fair this week. Even with all of the food and people-watching opportunities around, they take time to focus on ...
Mister Guns, Spirit Halloween add space in this week's top D-FW commercial real estate transactions - Dallas News
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David Koch had a massive New York real estate portfolio INSIDER
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Real estate news: Tustin apartment complex sells for $5.3 million; multifamily deals slow - OCRegister
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Local resident joins Lyman Real Estate Middletown Press
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Commercial real estate transactions from The Oklahoman for Aug. 24, 2019 Oklahoman.com
Price Edwards & Co. reports these real estate transactions: Foster Energy leased 3309 square feet of office space at 900 NW 139th Street Parkway.
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Berkshire region real estate sales Aug. 4-10, 2019 | theberkshireedge.com
Adams. 7 Elm St: David M. Roberts of Adams to Richard P. Frederick, $94,000 on 08/07/2019. 11 Enterprise St: Susan E. Schneider and Deutsche Bank Natl T ...
God and Real Estate Washington Examiner
Real estate had been Hadassah Carter's âministryâ for years. A well-known agent in Virginia's Chesterfield County, Carter reassured potential clients that their ...
Manitowoc County real estate transfers and homes sold: Aug. 25, 2019 Herald Times Reporter
View recent real estate transactions in Manitowoc County.
Former North Texas Real Estate Agent Ashley Williams Files For Bankruptcy, Clients Claim She Owes Them Thousands - CBS Dallas / Fort Worth
Former North Texas Real Estate Agent Ashley Williams Files For Bankruptcy, Clients Claim She Owes Them Thousands CBS Dallas / Fort Worth
FRISCO, Texas (CBSDFW.COM) â A former North Texas real estate agent, accused of taking nearly half-million dollars from her clients and business partners, ...
CA real estate: Median home price at $607990 in July; 4th straight month above $600K - NN Business View
CA real estate: Median home price at $607990 in July; 4th straight month above $600K NN Business View
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Sponsored: Real Estate Confidential: Buyer Opportunities During Buying Season - Martha's Vineyard Times
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Red Wing council member granted restraining order against real estate developer following alleged threats - PostBulletin.com
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John Becker of Red Wing District 2 wins harassment restraining order.
Beverly Hills real estate agent accused of burglarizing celebrity homes, including Usher, Adam Lambert - KPTV.com
Beverly Hills real estate agent accused of burglarizing celebrity homes, including Usher, Adam Lambert KPTV.com
Singers Usher and Adam Lambert are named as victims in the complaint against a real estate agent.
Beverly Hills real estate agent charged with burglarizing celebrity homes Yahoo Sports
Two Beverly Hills men are facing the possibility of spending more than three decades in jail after they were arrested on suspicion of burglarizing the homes of ...
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What if someone told you that the perfect time to travel to one of your favorite vacation spots was the next eight months, because prices are low and.
Recent Commercial Real Estate Transactions The New York Times
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Sewickley-area real estate transactions for the week of Aug. 19, 2019 - TribLIVE High School Sports Network
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Aleppo Estate of Casper Baltensperger Jr. sold property at Ferndale Ave. to Fleuger L.P. for $9880. Edgeworth Estate of Elaine Natowich sold property at 304 ...
DataRank vets Cason, Frazier launch real estate company talkbusiness.net
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WeWork's IPO filing showcases its real estate risks Business Insider
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For the third time charmed, real estate couple star on HGTV again, and again, and again - Oklahoman.com
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The first time was a charm, in 2014. The second time was a charm, in 2017. The third time, in 2019, makes enough for a bracelet. Troy and Denise Schroder, real ...
Sold: Search the latest Macon County real estate transfers Herald & Review
Decatur. 1025 S. Bear Road, $200,000, Richard A. Sowers and Robin G. Sowers to. Advanced Disposal Services Solid Waste Midwest. 4660 Bentonville Road ...
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INVL Baltic Real Estate (hereinafter may be referred as the Company) informs that the new version of the Law on Collective Investment Undertakings of the ...
Real Estate â August 22 Greenfield Daily Reporter
The following real estate transfers were recorded recently in the Hancock County Recorder's Office: July 19 Zachary B. Lemaster to Steve Craney, 1752 E.
A better real estate deal for Trump | Letters to the Editor Frederick News Post
Buy Greenland? I've got a better idea â buy Afghanistan! It's partly paid for. In the past 18 years, more than 2300 American servicemen and women have died in ...
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South Florida real estate events happening next week.
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For many young buyers, home is a place they share with roommates who help with the mortgage, provide companionship and a sense of security.
Contractor and tech company move into Somerset building Real Estate Weekly
This summer, Cushman & Wakefield represented the Winter Organization, which has inked two new, long-term leases at 200 Cottontail Lane in Somerset.
Local News Real estate market, insurance policies affected by increasing wildfire incidents Allys Becerra 6:50 - KSBY San Luis Obispo News
Local News Real estate market, insurance policies affected by increasing wildfire incidents Allys Becerra 6:50 KSBY San Luis Obispo News
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Attorney accused of killing real estate investor lied to police, documents show WSB Atlanta
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Lena Dunham Says She Was âReal-Estate Shamedâ Observer
Lena Dunham gives a tour of new West Village apartment, after letting go of a Brooklyn abode for which she feels she was 'real-estate shamed.'
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JLL marketing distribution center in Brooklyn now under construction Real Estate Weekly
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Fasten Your Seat Belts: Commercial Real Estate Is Taking a Flight to Quality - Kiplinger's Personal Finance
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Real Estate Report: Demand For Housing in Detroit Remains High Hour Detroit Magazine
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You Can Do Better Than VNQ Seeking Alpha
ETFs are an excellent option for investors seeking simple, low-cost, and diversified exposure to real estate, particularly for investors that have limited time.
Springs real estate 'comes into its own' Colorado Springs Business Journal
In 2007, Holly Trinidad traded the glitz and glamour of Los Angeles for her hometown of Colorado Springs, fully expecting to return to a city that was â
Trump Says He's Weighing 'Large Real Estate Deal' To Buy Greenland HuffPost
He seems to think Denmark might go for it because "we protect Denmark."
The president is bad at real estate | Sheneman NJ.com
The president wants to buy Greenland. Seriously. The increasingly unhinged chief executive tried to float the idea of buying a self governing nation via tweet.
Ask a real estate pro: Will I owe buyerâs agent if I cancel contract to sell my home? - Sun Sentinel
Ask a real estate pro: Will I owe buyerâs agent if I cancel contract to sell my home? Sun Sentinel
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Brother, sister find success in real estate business with Weichert SILive.com
Scott and Tracey Setaro formed Weichert, Realtors - Evolution Group in January.
China's first Sino-US university launches new institute for real estate - Xinhua | English.news.cn - Xinhua
China's first Sino-US university launches new institute for real estate - Xinhua | English.news.cn Xinhua
SHANGHAI, Aug. 24 (Xinhua) -- New York University Shanghai (NYU Shanghai) has co-founded a new academic institute in Shanghai with the New York ...
Look elsewhere for international real estate UPI News
Look elsewhere for international real estate, Harlan Ullman advises in a satirical letter to Donald Trump.
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Real Estate Transactions - Business West Business West
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Echo Park's Taix French restaurant to become part of major real estate development - The Eastsider LA
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Echo Park -- The owner of Taix French Restaurant has sold the property to a developer for a large housing and commercial project that will include room for a ...
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After failing to meet his own deadline, Queens council member returns thousands in real estate donations - The Real Deal
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Tucson Real Estate: Oracle and Ina center to get new look Arizona Daily Star
Larsen Baker and Volk Co. are planning to bring new retail to the center.
âHey, Google. Find me a real estate agent.â Inman
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Portland's foreclosed homes for sale: Bargains at up to $1350000 or money pits not worth the work? - OregonLive.com
Portland's foreclosed homes for sale: Bargains at up to $1350000 or money pits not worth the work? OregonLive.com
People stop paying their mortgage because they're in over their heads or "something unexpected happens."
Commercial Real Estate Expert Says "Recessions Need To Be Caused By Some Sort Of Intervention" - Forbes
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Amazon Is About to Disrupt the Real Estate Industry Money Morning
Amazon is entering a new sector, and that's creating 50% upside for this stock...
Investing in Real Estate Like a Stock
A REAL ESTATE STOCK PLANGetting out of the bleachers and into the game!This report is going to explain or attempt to give the stock market investors a basic one-on-one interview with a real estate portfolio manager who has consistently made a profit on 100% of the investment products that were actively chosen and managed. Never a loss, always tax advantaged and sheltered.
Much Ado About Mansionization?
Is there a perpetual shadow hovering over your house? Do you feel as though you live in a Batman movie? You may be the victim of a neighboring McMansion or a new development trend called mansionization, the housing industry's equivalent to bigger portions and fast food.These mansionizers-who are frequently "spec" builders--buy small or dilapidated homes, raze them and erect massive structures, often resembling sterile apartment buildings.
Buy FHA HUD Homes
FHA HUD homes are those dwellings that have been acquired by the United States Department of Housing and Urban Development (HUD). The HUD oversees the Federal Housing Administration (FHA), which offers federal insurance on home mortgages.
Should You Accept A Full Purchase Offer For Your Note or Not?
You could be facing a dilemma when considering payout options on selling your mortgage note! To accept a full purchase offer or a partial purchase offer is not always an easy decision.Sure, to take the full purchase option is an easy decision to make if you're holding a second position note on a property that doesn't have any equity after you add the first and second mortgages, but what if that's not your situation? Full purchase payouts can be good if your primary concern is to just get out of the note and be done with it.
Investment Property - Leveraging Rental Property Equity
Owning investment property is a tremendous wealth building strategy. Thousands upon thousands of individuals have amassed great wealth by investing in rental properties.
Sell Houses Fast & Top Dollar: Design Psychology
How would you like to start a bidding war for your home, ending with a sales price greater than the asking price -- all within your home's first three hours on the market? That's the kind of results you can expect when you prepare your home for marketing, using Design Psychology methods! Design Psychology's innovative interior design strategies go well beyond normal cleaning, painting, and repairs, and have been proven to increase homeowner profit while shortening a home's market time. And best of all, you don't have to spend a lot of money to enjoy the benefits Design Psychology can provide! Here are a few tips for maximizing your sales price, while minimizing the out-of-pocket cost of selling your home: First, you must emotionally detach yourself from your home and begin to think of it as simply a piece of property that needs to be sold.
Realtors: Forget Your Address?
It's a large real estate agency, and the company depends on a steady stream of leads. The website is classy, with delightful graphic elements and layout.
How to Buy Fixers for Profit
Do you dream of becoming a multi-millionaire real estate investor? Here's how to get started: find a bargain "fixer-upper" owned by a worried seller. The hardest house for a homeowner to sell is a "doghouse," "dump," or "fixer-upper.
Buying Beach Houses in New Zealand: Real Estate and Investment Opportunities
Buying a beach house in New Zealand offers many possibilities.New Zealand is made up of two main islands, North Island and South Island, giving it miles of coastal lands and perfect beaches to live by.
What's Your Style? A Guide to America's Most Common Home Styles
Styles of houses vary across the country. From the New England Cape Cod to the Victorians of San Francisco, the choices are almost endless.
Buying a Vacation Home
You'd like to buy a vacation home, but you're not sure where to begin. Perhaps the single most important point to determine up front is why you are buying a vacation home.
Make Money As A Slumlord
Be a slumlord? Okay, I got your attention, now the truth. I really don't recommend that anyone endanger their renters with unsafe housing.
Buying Land For Development Requires Careful Planning and Execution
From the desk of Colm Dillon ..
Selling by Owner = Saving by Owner?
According to the National Association of Realtors, For Sale By Owner (FSBO) home sellers comprised nearly 14% of all home sales in the United States in 2003. The Boston Globe reported that nearly 25% of homes sold in that area during that same time period were FSBOs.
Working With Your Real Estate Attorney
Purchasing or selling a home will probably be one of your largest and most important financial transactions. Before signing a contract to purchase or sell a home, both buyer and seller should consult an attorney to assure that the real estate transaction will be handled legally and professionally.
Content Ideas for Ads and Brochures When Selling Your Home
Even in this hot real estate market, selling your home requires a bit of marketing effort. Ads and brochures are important and powerful tools.
Home Buying Checklist - Windows
If you are in the market to purchase a home, it can be easy to fall in love at first sight. Do so at your own risk.
Grab Your Dream UK Home On The Cheap - Property Auctions
Did you know that every year thousands of UK properties are sold at significantly below market value? The majority of these properties are released through property auctions where regular savings of between 10% to 40% are available to market value. Even so, property auctions continue to be used only by the elite and for the astute buyer/investor this generates a fantastic opportunity to secure a dream home/good investment at bargain basement prices.
Appraisal vs. Market Value: How to Avoid Pitfalls in the Sale of Your Home
When you sell your home, appraisers use comps (comparable market sales) of local properties sold within the last six months to value your home. With today's rapidly rising seller's market, six-month-old information is ancient history.
Buying a Home - Dealing With Lender Letters
Most people who set out to buy a home, be it house, townhouse, condo, apartment, or mansion on a hill, know they need to have a lender letter in hand saying they are qualified for a loan. What most "civilians" (people not in the real estate business) don't realize is how much the value of a lender letter varies.
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