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Buying an Unfinished Home Maybe Your Answer


For the first time "want-to-be" homeowner, purchasing an unfinished new home maybe just the answer. With mortgage interest rates still at record lows, there has not been a better time to purchase a home in decades. However, home prices have dramatically risen over the past several years, and even with low interest rates, for some the dream of owing one's own home has still remained out of reach.

Purchasing an unfinished home can save tens of thousands of dollars, thus enabling some prospective homeowners the opportunity to buy a house that they may not have otherwise afforded. Unfinished homes are particularly attractive to young couples with no children and who have limited financial resources. The unfinished home concept allows the young couple to grow/finish the home as their family and financial resources do. In addition, if the new homeowners are willing to put in sweat equity they can save significantly on finishing the home.

Typically an unfinished home has a completed kitchen, living room, bath, and at least one bedroom. This is pretty much required by mortgage lenders and building inspectors as the home would otherwise be considered unacceptable for living standards. In many two story unfinished homes, the entire upstairs maybe left unfinished.

When purchasing an unfinished home there are a few items to consider first, such as; what is the expected timeline for finishing the house, what is the expected completed floor plan and who will complete it. All these questions should be answered prior to signing a Purchase and Sales agreement. For example, if more bedrooms will be required prior to when the homeowner anticipates finishing the home, then an unfinished home purchase may not be the right solution. Secondly, ask the builder/prior homeowner for a copy of the floor plan of the completed home. Usually a builder/prior homeowner has these, and it will help immensely when the time comes to complete the unfinished space. Changes to these floor plans are typically feasible, however, it is important to talk with the building inspector prior to beginning the project. Also, in the case of new construction, you may want to negotiate with the builder to complete a portion of the unfinished area, such as the rough framing, electric or plumbing. Finally, you need to determine who will complete the work and assess how much, if any, sweat equity you are willing to contribute. In either case, building permits will need to be pulled prior to any work.

Purchasing an unfinished home can be the means to fulfilling the American dream. For many, it is also a way to buy a larger home, once completed. For others, it enables them to not sacrifice quality in their initial home purchase. Whatever the reason, the purchase of an unfinished home has traditionally been an excellent investment.

Mark J. Donovanme_Donovan@comcast.nethttp://www.homeadditionplus.comhttp://www.homeaddition.blogspot.com

Over the past 20+ years I have been involved with building homes and additions to homes. I have completed many projects that have included: building a vacation home, family room additions, and a garage. I have also finished the upstairs on unfinished homes. My formal education and profession has been as an Electrical Engineer and Marketing Manager.


MORE RESOURCES:
Erie County Real Estate Transactions  Buffalo News

Following are real estate transactions over $5000 as listed in records of the Erie County clerk's office for the week ending March 22. ALDEN • 12282 Westwo…


Real estate transactions for April 21, 2019 | Realty Transfers  Roanoke Times

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Longmont area real estate commercial deals April 21, 2019  Longmont Times-Call

This list includes trust deeds (to secure repayment of A. loan) of $750000 or more.


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The Coldwell Banker Preferred Conshohocken office has announced the top affiliated agents who were recently recognized with Coldwell Banker International ...


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Preservation Foundation seeking nominations. The Saratoga Springs Preservation Foundation is requesting nominations for the 2019 Preservation Recognition ...


This week in celeb real estate: Lindsey Buckingham in Brentwood and Adam Levine in Beverly Hills list their big-ticket homes… and more  The Real Deal

In this week's celebrity real estate, two big-name musicians have listed their equally big-ticket homes. Fleetwood Mac lead guitarist Lindsey Buckingham and ...


Jimmy Webb, Nashville real estate leader, dead at 71  The Tennessean

James A. Webb III, co-founder and president of longtime leading Nashville real-estate company Freeman Webb, military veteran, and active community ...


Real estate transfers: Reported April 21, 2019  Herald-Whig

Real estate transfers recorded in the office of Adams County clerk and recorder. Quincy. Brianna N. Havermale, Spencer D. Havermale and Brianna N. Yohn, ...


REAL ESTATE TRANSACTIONS  Arkansas Democrat-Gazette

Pulaski County real estate transactions of $150000 or more; deeds recorded March 18-22:


Real estate transactions for Sunday, April 21, 2019 | Business  Quad-Cities Online

Following are seller, buyer, property description and price of property. Note: price is an estimate based on revenue stamps that are bought from the county.


Residential real estate transfers, April 21 | Real Estate Transfers  Omaha World-Herald

State Street Investments LLC to Richland Homes LLC, 7720 N. 158th St., $43,950. State Street Investments LLC to Richland Homes LLC, 16002 Reynolds St., ...


‘Securitization, Tokenization and Fractionalization of Real Estate,’ Explained by Carmen Benitez  CryptoGlobe

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New Jersey American Water has announced that Justin Chrepta of Holmdel has been named as one of the company's major account managers.


Real-Estate Matters: Seller misrepresentation on septic failure tough to prove  The Columbus Dispatch

Q: Three months ago, I bought a house. I didn't have a septic inspection. A few days ago, the septic pump failed. I had it pumped, then had a plumber come to ...


Zillow sues real estate rival Compass over non-compete violation and stolen intellectual property  GeekWire

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Lorain Real Estate Expo promotes economic development | Lorain County  The Morning Journal

More than 20 vendors gathered April 20 at Lorain Palace Theater for a Real Estate Informational Expo to harness the city's momentum.


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Property recently bought and sold in the local area.


Compass CEO reveals more ambitions to be real estate’s ‘one-stop shop’  Inman.com

Compass CEO Robert Reffkin believes the real estate industry is experiencing a "Netflix versus Blockbuster moment," and he wants his company to emerge as a ...


Realtor of the Week: Misty Meredith found her passion in real estate  Chron.com

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The real estate market has hit its peak and the huge surge in the values of homes is beginning to slowing down. An assessment by Trulia suggests homes are ...


The secret market of private real estate listings  CNN

An increasing number of high-end homeowners, are selling their homes through private listings, in which a property is announced for sale to a select group of ...


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Symphony Show House dates delayed The dates for the Symphony Show House have been changed from May 11-19 to June 8-16 because heavy rains led to ...


BRED: See the faces behind the Best Real Estate Deals of the year  Memphis Business Journal

From the outside, a real estate deal may seem like a faceless transaction. But, for a deal to become a reality, multiple people representing multiple interests must ...


Five Ways Real Estate Developers Can Kill The Commute Problem And Enhance Sustainable Living  Forbes

As real estate developers, we can make the world a better place. I do not say this lightly. I run a real estate development company that self-performs much of the ...


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These expert-led classes guide you through the maze of real estate investments.


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Commercial segment saw a total PE inflow of nearly $ 2.8 billion in 2018 - up from $ 2.20 billion in 2017, while residential revival depends on returning investor ...


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Signs you’re in a bad relationship with your real estate agent  Washington Post

REAL ESTATE MATTERS | Lack of communication is a big indicator you may have picked the wrong agent.


Real estate | Real Estate Records | journalstar.com  Lincoln Journal Star

Jt Future Investments LLC to Gunderson, Donald P & Julie K, 430 Redwood Dr., $312000.


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CEO Profile: Brent Dewey owns Trout Club, mini real-estate "empire"  The Newark Advocate

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Abu Dhabi stocks outperformed Gulf markets on Sunday on expectations that banks and real estate companies will benefit from new rules which would allow ...


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Korte joins Meridian Real Estate | Success Stories  Billings Gazette

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Solano Real Estate Scene: Poll shows majority expect market appreciation this year  Fairfield Daily Republic

By Don McDonald. The sun is shining and after three weekends of recent rain, we finally witnessed a good open house flow of traffic throughout the county.


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Tampa-based American Landmark Apartments has purchased six apartment properties totaling 2,284 apartment units in Houston, San Antonio, Austin and Irving ...


Real Estate Newsmakers from around the SouthCoast  SouthCoastToday.com

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Property of the Week – Elisha Poirier of Stone House Properties offers you a rare opportunity to live on Queechy Lake and also have stunning mountain views!


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Berkshire region real estate sales March 31 – April 6, 2019 |  theberkshireedge.com

Adams. 4 Back Row St: DSM Properties LLC of Adams to Robert Grudem, $111,500 on 04/09/2019. 52 Columbia St: Rumgay Robert R Est and Joanne S.


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A steamy real estate promo video featuring models playfully chasing each other around a luxury pad has drawn ridicule from across the globe on social media.


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Ian Black Real Estate has been named the real estate broker of record for the City of Venice. This is the second municipality the commercial real estate firm ...


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Decatur. 4754 Arbor Court, $111,500, Bertha Lee Mosley and Nelson K. Mosley to Mary M. Hiter. 901 S. Belmont Ave., $21,500, Secretary of Veterans Affairs to ...


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After buying a Pacific Palisades home from Ben Affleck and Jennifer Garner, Maroon 5 frontman Adam Levine and wife Behati Prinsloo have listed their Beverly ...


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The anti-tax activist, former state representative and author of the Taxpayer's Bill of Rights bought an Old Colorado City home at 1326 W. Kiowa St. in 1993 for ...


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Property recently bought and sold in the local area.


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