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Happy New Year,
Basically, almost everyone wants to buy a house and honestly everyone of legal age and competent mind can if they have the will and knowledge. Sure you can buy all the get rich schemes on the web and off the high intensity infomercials but do they really work for everyone? Or do most of them end up on a shelf? Check Ebay when you get done here. It is unbelievable that people pay hundreds of dollars for these so called courses with dreams of making fortunes and then auction them off for 30-40 dollars. That was a terrible investment. They would have fared much better by taking legitimate courses or at least not spending their money.
You may ask, how does one buy a house without money and good or any credit? No joking around Donald Trump does it every time, using other people's money. If you try hard enough you can find someone to sell you their property with owner financing. You just make arrangements with them for the sale price, the interest rate and term. You and they may prefer a short term loan, say ballooning it in five years. This means you make the regular payments for 60 months. This should be adequate time to get stable income and credit, even if you have filed bankruptcy. Of course there are many more ways of acquiring real estate.
Would you consider selling your own property, or does it scare you to death. It really isn't that big a deal or a lot of dumb agents wouldn't be doing so well. Do I sound disgusted with some agents? I am. As an appraiser and broker I have seen a lot of corruption and it enrages me. That's one reason we decided to do this. But, if you are working with an agent, hopefully you spent some time selecting a good one with an impeccable record. In today's market contracts are received within minutes of placing a sign in the yard. Contracts are available on-line, at the office stores and in the library. The average real estate sales commission is 6%, which most people don't know is negotiable. By law there is not supposed to be a set amount across the board. Many times companies offer lower commissions and then some agents won't show the property and are even bold enough to say so. They will show new construction which is typically 5% but nothing else.
If you choose to sell your property here are some starter points. Make it look good from the street. Decisions begin right there. Many times a purchaser will take one look and say no. Make your schedule very flexible so when they want to see it they can, or they'll move on. Clean the clutter and dust. Have some coffee brewing or some bread baking. Let the people freely browse the house with you. Don't lead them. Many times your familiarity with the house causes you to just rush through, but they need time!
Suzie is a licensed real estate broker and certified residential appraiser with 20 years of experience who hopes to improve the industry one step at a time.
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