|Real Estate Information|
Selling Your Home - What Can Go Wrong With Title and Lenders
If you're selling your home, there are going to be difficulties at some point in the transaction. Some problems can't be fixed. It's important to figure out whether yours are fixable or not. Then you can either fix them or move on and find another buyer. If it's priced appropriately, there's a buyer out there for virtually every property.
You get a call from the person searching the title to your property saying your first cousin once removed is shown as having a ten percent interest in the property. I hope you (and not just your lender) have title insurance.
If you don't, perhaps your cousin will sign a "quit claim deed" (or whatever similar term your jurisdiction uses) if her father was paid for his interest long ago, but nothing was recorded to that effect with the land records. If that doesn't work, perhaps your cousin will agree to join in the sale and receive ten percent of the proceeds.
Failing that, you're probably looking at a court proceeding. The sale will fall apart, and you'll have to start all over again once the problem of legal ownership has been resolved. Bummer. Before you put a property on the market, make sure your title is clear.
Lenders can really punch holes in a home sale. Let's look at a few examples.
The lender calls and says your garden shed is encroaching on your neighbor's property, while their fence is on yours. The lender won't fund the buyer's loan until everything is moved to where it belongs. Typically, the lender isn't going to back down. What are your options?
If you get along with your neighbor and can do the work yourself (or can afford to have it done), the problem can be quickly cured. I once saw a very creative resolution to this problem. The shed was on a utility right-of-way. The seller got the county to write a letter to the lender saying that if a shed weren't on a poured foundation (it wasn't) and could be moved on notice, then it wasn't considered an encroachment until/unless such a notice was sent.
The lender says your property will appraise for the amount needed for the loan so long as the following repairs are made. The list of repairs upsets you. Time to take a deep breath and think. How can you get them taken care of before settlement? Can you do them? Have them done? Would the buyer be willing to help out? Is this a deal to walk away from? Regardless of the answer, the key is to make a logical decision not an emotional one.
The lender's appraiser comes in with an appraisal that is below your agreed sales price. The lender is willing to lend based on the appraisal, not the previously agreed price.
There are several options for fixing this problem.
1. You can reduce your price to the appraisal price.
2. If the buyer wants your property enough and has enough money, he can pay a larger down payment and leave the purchase price the same.
3. The two of you can split the difference; you come down some, and he increases his down payment some.
4. Or, sadly, the deal can fall apart over this issue.
The real key to successfully dealing with problems is to stay calm, open minded, flexible, bottom line oriented, and think win/win. Most of the problems that occur do have solutions. We just need to look for them persistently.
Raynor James is with http://www.fsboamerica.org - providing homes for sale by owner, "FSBO", properties. Are you thinking, "Should I sell my home?" Visit http://www.fsboamerica.org/seller.cfm to sell your home sale for free for one month.
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Following are real estate transactions over $5000 as listed in records of the Erie County clerk's office for the week ending Feb. 22. ALDEN • 13240 Railroa…
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Welcome to Real Estate Friday! | theberkshireedge.com
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Large, high-end homes across the Sunbelt are sitting on the market, enduring deep price cuts to sell. That is a far different picture than 15 years ago, when ...
Clayton Morris and Bert Whalen: The men behind a wave of real estate investor complaints - Indianapolis Star
Clayton Morris and Bert Whalen: The men behind a wave of real estate investor complaints Indianapolis Star
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MIDEAST STOCKS-Uber-Careem deal boosts Saudi, real estate hurts Dubai Reuters
month high after Careem deal * Oman's index has worst one-day fall since 2016 * Dubai's real estate stocks all slide * Tihama Advertising adds after capital ...
How to Avoid the Next Real Estate Downturn The New York Times
Property investments have long been associated with wealth creation. In a recession, though, they can be risky for owners who need to sell.
States and real estate private equity firms questioned for compliance with human rights - World - ReliefWeb
States and real estate private equity firms questioned for compliance with human rights - World ReliefWeb
GENEVA (26 March 2019) – UN human rights experts have condemned the “egregious” business practices of giant private equity and investment firms which ...
Housing market is tipping in favor of buyers, real-estate agents say MarketWatch
Real-estate agents around the country weigh in on what they're seeing in their areas, and some broad national trends are emerging.
Chicago most popular real estate news from Crain's Chicago Business Crain's Chicago Business
A Jones Lang LaSalle megadeal and an ex-Bear's suburban mansion make the list.
Negotiation Tactics From Some Of The Best Real Estate Masterminds In The Business Forbes
A forthcoming book, Real Estate Titans: 7 Key Lessons from the World's Top Real Estate Investors by Erez Cohen, has 11 in-depth interviews with some of the ...
Bulgarian justice minister resigns over real estate deal Reuters
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Democrats propose 'Extraordinary Profits' tax on capital gains, real estate Seattle PI
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More than 30000 apartments are being built in Dallas-Fort Worth.But a small Fort Worth project may be the most unique rental community on the way...
Real Estate Fresh Finds: March 20 PoPville
Real Estate *Fresh* Finds is a weekly selection of newly-listed properties in the District, brought to you by Real Living At Home. Featured Property of the Week: ...
Bulgarian Ministers Resign Over Posh Real Estate Scandal OCCRP
Bulgarian Deputy Minister of Energy Krasimir Parnov became the third top official to resign on Tuesday, after OCCRP partners revealed that a slew of Bulgarian ...
Homeless woman gifted new house by real estate group KVUE.com
AUSTIN, Texas — After two separate fires wiped out her home and her shed, an East Austin woman is getting a new house. A fire destroyed Mary Clark's ...
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Real Estate for the Afterlife The New York Times
The price of your final piece of New York City can range from a few thousand dollars to more than $1 million.
A Major Caribbean Real Estate Conference Caribbean Journal
A first-of-its kind Caribbean real estate conference is coming to Boca Raton, Fla called the Caribbean Real Estate & Investment Summit.
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Let's be honest: Real estate valuations are very high today. But worries of an impending housing crash are premature. There are many trends that could ...
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If you're a real estate pro looking to build a respectable, fun, friendly and professional social media reputation then take a page from the books of these five real ...
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A tax on sales of high-dollar real estate in Boston would generate an enormous amount of money for affordable housing, but could dampen the city's real estate ...
As pied-à-terre tax gains steam, NYC real estate industry pushes back Curbed NY
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Selling a home without the help of a realtor isn't for everyone but if you're brave enough to try it, there are a few ways to make the process smoother.
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The most common complaint I hear among both new and experienced real estate investors is that there are no deals in their market. It doesn't matter where their ...
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The kitchen has one of the most unusual elements in a home. It has appliance garages.
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A Lake Nasworthy Gem Headlines 121 Featured San Angelo Real Estate Listings San Angelo LIVE!
SAN ANGELO, TX — The March 24, 2019 Edition of West Texas Real Estate LIVE! has 97 featured homes for sale and lists the 24 open houses that are ...
Ojo Labs raises $45 million to develop a chatbot for real estate VentureBeat
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Be A 1-Click Landlord: 3 Real Estate Stocks Paying Up To 7% Forbes
The three lodging REITs we'll discuss here yield between 4% and 7%.
Real estate brokerage adding Southside outpost RichmondBizSense
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Massachusetts real estate transactions for Hampden, Hampshire and Franklin counties: March 24, 2019 edition - MassLive.com
Massachusetts real estate transactions for Hampden, Hampshire and Franklin counties: March 24, 2019 edition MassLive.com
Agawam. Joan A. Tetreault to Daniel T. Balbony, 15 Mardale Ave., $242,000. Michael F. Albro, Frances G. Albro, Anthony P. Albro and Anthony Frank Albro, ...
House Hunting in … St. Lucia The New York Times
Bad weather and shaky economies in other parts of the world have conspired to hold down prices and demand on this island nation.
Freddie sees real estate market "thawing" this spring Seeking Alpha
Freddie Mac's March forecast sees single-family mortgage originations rising 1.6% to $1.67T in 2019 and remaining at a similar level in 2020. Freddie Chief.
Real Estate Transfers: March 21, 2019 Suffolk Times
Listings prepared for Times Review Media Group by Suffolk Research *Service*, dated Jan. 21-27, 2019.
Google NYC Real Estate Head On Why It Has Succeeded Where Amazon Flopped Bisnow
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[Pulse] Here's how real estate agents and mortgage LOs can generate business through social selling - HousingWire
[Pulse] Here's how real estate agents and mortgage LOs can generate business through social selling HousingWire
Social Selling is one of those buzzwords that everyone seems to be talking about these days, but few truly understand what it is. Some think it's selling your ...
Real Estate Insider: Emagine affiliate sells Detroit property | Hudson's project design still ongoing | CoStar Power Broker awards - Crain's Detroit Business
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Detroit's Emagine Entertainment Inc. theater will not be located in the Milwaukee Junction neighborhood after all. That's because I'm told by a source familiar ...
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No one wants to design a store that people just walk past.”
Long Island City real estate is going to be just fine without Amazon HQ2 CNBC
While politicians decry the loss of 25000 jobs Amazon would have brought to NYC, real estate agents say the area will be fine without it.
Purchasing International Real Estate
Interested in investing somewhere other than your back yard?Management companies have made it as easy to have a revenue property across the world as it is to have it across the street. You don't want to be collecting rents and plunging the toilets no matter WHERE it is!Different laws in different countries means some research is definitely in order.
Follow-Up - The Key To Successful Closings
If everyone always did everything they said they'd do, we'd all be a lot richer. Unfortunately, tasks are overlooked, and the ball is often dropped.
Easing Your Way Into Homeownership: A Guide To Low Down Payment Mortgage Programs
There's no question about it: Buying a first home is a big financial commitment. In most cases, a home is the largest single purchase an individual or family will make in a lifetime.
Real Estate for Beginners: Residential Property Taxes
Whenever you own a piece of land, you will be taxed for it. Whether it is commercial property or residential property, there is still a tax to pay, whether it is for a village, town, city, county, or state.
Understanding Real Estate Terminology
Purchasing a home can be a complicated and confusing process, especially for first-time buyers. Throughout the process, first-time home buyers will encounter a variety of unfamiliar real state terms.
Buying Property in Bulgaria : How to Avoid Making A Bad Investment
Where is it possible to buy a property on your credit card? Bulgaria, of course! With thousands of potential property buyers seduced by Bulgaria's bargain property prices, the temptation is to think that making a solid return is a no-brainer! Searching the Internet, dozens of articles and property websites boast about the 100% capital growth that can be achieved on Bulgarian property investments in the space of 12 months.For first time investors with small budgets looking for a step onto the property ladder, this seems like an opportunity almost too good to be true! The result is that thousands of novice speculators and second homebuyers are flocking to Bulgaria to cash in on the investment opportunities it offers.
Condos Vs. Condo Hotels For Vacaton Home Ownership
Condo hotels, also called condotels, are a relatively new concept in vacation home ownership. Rapidly gaining popularity, numerous condo hotels are now being built in Florida, Las Vegas, Chicago, Toronto, the Caribbean and many other locales around the U.
Buying Land Online
In the old days people generally only bought land and improved Real Estate in the areas in which they lived or traveled often. Today, thanks to the blossoming of the Internet, one can purchase land all over the United States from the comfort of home.
The Secret to Maximum Real Estate Profits: Lighting
Lighting is the most important detail of interior Design Psychology for selling houses. Lighting influences a prospective buyer's feelings within a space more than any other interior design element.
Conversation & The Real Estate Investor
One key that makes investors is conversation or should I say "The Art Of Conversation".All successful investors are skilled in conversation and I'm not talking about the investors that does 10, 20 or even 30 deal a year! I'm talking about the "BTO" Big Time Operator; The Big Dog's slamming down 100 or more deals every year.
The Nose Knows
If you plan on getting the most from the sale of your home you better be sure it can pass the "sniff" test. Let's face it your home should smell good.
Listing Real Estate Online - Top Tactics for Boosting Sales
Listing real estate online can be a great way to let buyers know what is out there and it gives sellers a chance to show their home to people all over the world. However, the problem lies in the fact that most people still want to tour the home, inside and out, before buying it.
Be A Realtor With Curb Appeal
Are you a realtor with curb appeal or are you more of a fixer-upper needful of updating?How you present yourself to colleagues, buyers and sellers, from the very first moment, will influence your sales records as well as the confidence and satisfaction your new clients feel. Even if you're a Realtor in demand, with more listings than hours in a week, you may well find areas that you can polish.
Home Hunting and the Internet
So, it's home hunting time. Where do you start? Who do you contact? Well, home hunting has been made much easier with the advent of the Internet.
Prepare Your Property Like A Pro And Boost Profits
The housing market is hot, and you've decided to list your home. But what, if any, improvements should you tackle before selling? Should you just leave it all to the new homeowner?There are two ways to look at pre-sale home improvements.
Real Estate Professional in the Palm of Your Hand
GETTING THE MOST FOR THE LEASE-TRACKING YOUR REAL ESTATEIf you own rentals and/or investment properties, you know that you have to keep track of your portfolio, maintenance profiles, property managers, and related financial matters. There are a multitude of programs for the Palm-Pilot system to keep up with lease dates, lease expirations, and rent due dates.
How Do I Implement The Lease Purchase Plan?
Well, as we have discussed in previous newsletters first you have to set up goals for yourself, both long term and short term. Don't forget these goals define how your business is run.
What is a Foreclosure?
A foreclosure is an action taken against a property owner by seizure of his/her real property. It can be for many reasons.
RESPA: The Real Estate Settlement Procedures Act
The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute, first passed in 1974. One of its purposes is to help consumers become better shoppers for settlement services.
Selling Your House - $100,000 Pets
Is your pet worth $100,000? It may be if you don't make accommodations for it when selling your home.A Hundred Thousand Dollar Pet?A house I'd seen with a potential buyer in an attractive neighborhood built around two lakes sold for $100,000 less than was typical for the neighborhood.
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