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Real Estate Information |
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Real Estate Wealth Protection Through Short Sales
Is a sharp correction in store for the real estate market? Fannie Mae, the largest buyer of mortgages in the US, is worried. They recently warned that the probability of a housing bust has risen sharply in certain parts of the country. Fannie Mae and Freddie Mac financed about 43% of new home mortgages last year. That's down from 53% the year before. Fannie and Freddie only buy "conforming loans" In these days of easy money and competition for borrowers... morelenders are selling mortgages to non-government sponsoredloan buying companies. They have less stringent lending standards. That means more risk as it allows home buyers with poor credit records or unconfirmed income to qualify for mortgage loans. Listen to this! 24% of the sub-prime loans sold to non-conforming buyers in 2004 were adjustable rate mortgages with an interest only feature. And... these mortgages are not restricted to less expensive houses. The share of jumbo mortgages loans ($359,650 & up) accepted without full documentation increased from 27% in 2001 to 51% in 2004. Fannie Mae warns that the real estate collapse of the late 1980s was preceded by similar patterns. Some point out that the real estate bubble is effectingvalue in just certain areas. But they don't understand thatjust 22 of the most expensive metropolitan markets in theU.S. account for 35% of the total value of the country's residential real estate. If those markets begin to collapse they will shock realestate values everywhere. What should you do if you are sitting on fat real estatecapital gains. First... make plans now. Once a correction (crash) begins you will have a hard time gettingout of your property. Values plunge and buyers disappear. If you don't believe there will be more than a little dipin real estate appreciation and you want to hold on to yourproperty... here's an idea. Use the stock market as insurance. How do you do that? Find real estate stocks and do short selling. Well managedthis can be an effective strategy. If real estate values continue to climb you still own yourproperty and continue to accumulate capital gains. If real estate values begin to fall you sell short selectedstocks and profit from the decline, which balances the loss in the value of your real estate. You protect your realestate gain... and maybe even come out ahead on the strategy. An ETF is an Exchange Traded Fund. That's a basket of stocks that trade under one symbol just like a stock. You can quickly buy, sell or short an ETF through an online broker in seconds. You have instant liquidly... somethingyou don't have with real estate. Two ETF's that you could be ready to short sell would be: IYR - A basket of real estate stocks IYF - A basket of financial stocks. Lots of areas would be hard hit by a down turn in realestate including: banks, mortgage lenders, utilitycompanies, materials suppliers and especially homebuilders. The stocks of leading home builders that would sufferduring a real estate bust include: Brookfield Homes - BHS; Yes, short selling is a radical strategy for the smaller real estate investor, but aren't you the one who needs the gain protection the most? You may find a local stock broker that would give you some help, but you should understand some basics about thestock market and trend following. You can easily learn that here... http://digbig.com/4dxys Mark Walters is an investor-entrepreneur helping other investors from his Web pages at http://www.Lease-Option-Sub2.com
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Gary Real Estate moves office from prominent Worth Avenue corner Palm Beach Daily News Seattle-area real estate startup Flyhomes raises $15M as it pivots to 'Buy Before You Sell' model GeekWire Big Moves in Tucson: KMS Realty Merges with United Real Estate Specialists to Expand Services and Reach Morningstar I-78/I-81 Corridor commercial real estate activity picking up Lehigh Valley Business CREFC Sentiment Index Surges in Q2 2025, Signaling Rebound in CRE Market Optimism Boston Real Estate Times The market is changing — and the industry's old rules are outdated Real Estate News by RealEstateNews.com SRS Real Estate Partners Arranges $7.5 Million Ground Lease Sale of Wawa in Jackson Township, NJ citybiz Real estate: Condo prices rise in Indian River County; fall in Martin, St. Lucie counties Treasure Coast News Troy Furbay has been appointed Managing Director, Hospitality at Crescent Real Estate LLC Hospitality Net Jersey County property sales recorded July 21-25 Alton Telegraph ‘Walking beside him’: Daughter continues stepfather’s real estate dream Mountain Home Observer 10 metro Detroit suburbs where homebuyers can still find a deal Detroit Free Press Central Pa. real estate company expands to Georgia Central Penn Business Journal US industrial real estate investor Terreno sells $82m portfolio IPE Real Assets America's Unhinged Real Estate Market Is Driving Down the Birth Rate Business Insider Richland County property transfers recorded July 21-24 Mansfield News Journal Double digit price increases for Putnam real estate Mid Hudson News Pacific Development and PGIM Real Estate Land $97 Million Construction Loan for Landmark Mixed-Housing Project in Santa Rosa Yahoo Finance BHHS SMITH MTN LAKE REAL ESTATE Roanoke Times Real Estate Expert Jody Wainio of Buyers Choice Realty Shares Advice on Mortgage Pre-Approvals in HelloNation GlobeNewswire Fed Interest Rate Predictions: No Cut Expected Today, July 30, 2025 - Norada Real Estate Investments Fed Interest Rate Predictions: No Cut Expected Today, July 30, 2025 Norada Real Estate Investments Atlanta real estate mogul, former Hawks owner Tom Cousins dies at 93 Atlanta News First RE/MAX revenue continues to slip despite agent gains Real Estate News by RealEstateNews.com Haag-Brown Commercial Real Estate to open Bentonville office Talk Business & Politics Inside Zillow’s summer launch: 5 new tools built for agents - Real Estate News by RealEstateNews.com Inside Zillow’s summer launch: 5 new tools built for agents Real Estate News by RealEstateNews.com Executive Killed in Manhattan Shooting Was CEO of Blackstone's $53 Billion Real Estate Megafund Realtor.com After 30 years, Linda A. Gary Real Estate moves office from prominent Worth Avenue corner Yahoo Home Top residential real estate sales for July 14-18 in Longboat, Lido, St. Armands, Bird Key Your Observer Leading Arizona Real Estate Team JBRE Joins Real Brokerage, Bringing $310M Sales Portfolio Stock Titan Delaware June home sales stronger than national numbers; median sold price at record high The News Journal Inside Hulk Hogan’s $11 Million Real Estate Empire EntertainmentNow Real Estate Transactions | July 14-18, 2025 Republic-Times News | UK commercial real estate investment slips slightly to £10 billion in second quarter - CoStar Real estate office renovating former daycare The News-Enterprise Arkansas Commissioner of State Lands to auction more than 700 tax delinquent real estate parcels Thursday Hot Springs Sentinel Record Christie’s Debuts Crypto Real Estate Division The New York Times The real estate market: 5 key themes to watch this week Real Estate News by RealEstateNews.com Former Patrizia exec joins Oryx Real Estate Green Street News Atlanta real estate tycoon Tom Cousins has died at 93 Rough Draft Atlanta Real Estate Giant Anywhere Gives 100,000+ Agents Free Access to Canva Enterprise AI Marketing Platform Stock Titan Ledge Road property in Newport sold for $3.3 million tops latest Newport County sales Newport Daily News Exclusive: Apple to buy another Silicon Valley campus for $365 million San Francisco Chronicle Rusk County real estate transactions The Ladysmith News Two of Frank Lloyd Wright’s earliest works are making real estate headlines Chicago Star Media Milwaukee's Harbor District to get new office building under plan Milwaukee Journal Sentinel Jimenez Law Firm, P.A. Named Trusted Residential Real Estate Lawyer in Jacksonville for Homebuyers openPR.com Slain Blackstone executive was a real estate powerhouse Crain's New York Business South Carolina RSIC CIO announces departure Institutional Real Estate, Inc. Asia Pacific commercial real estate investment surges to $31.2b in second quarter 2025 Institutional Real Estate, Inc. Real estate trends highlighted Morrow County Sentinel Luxury Presence Debuts the First Fully Autonomous AI Marketing Team for Real Estate Agents Business Wire |
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