Real Estate Information |
|
Real Estate Wealth Protection Through Short Sales
Is a sharp correction in store for the real estate market? Fannie Mae, the largest buyer of mortgages in the US, is worried. They recently warned that the probability of a housing bust has risen sharply in certain parts of the country. Fannie Mae and Freddie Mac financed about 43% of new home mortgages last year. That's down from 53% the year before. Fannie and Freddie only buy "conforming loans" In these days of easy money and competition for borrowers... morelenders are selling mortgages to non-government sponsoredloan buying companies. They have less stringent lending standards. That means more risk as it allows home buyers with poor credit records or unconfirmed income to qualify for mortgage loans. Listen to this! 24% of the sub-prime loans sold to non-conforming buyers in 2004 were adjustable rate mortgages with an interest only feature. And... these mortgages are not restricted to less expensive houses. The share of jumbo mortgages loans ($359,650 & up) accepted without full documentation increased from 27% in 2001 to 51% in 2004. Fannie Mae warns that the real estate collapse of the late 1980s was preceded by similar patterns. Some point out that the real estate bubble is effectingvalue in just certain areas. But they don't understand thatjust 22 of the most expensive metropolitan markets in theU.S. account for 35% of the total value of the country's residential real estate. If those markets begin to collapse they will shock realestate values everywhere. What should you do if you are sitting on fat real estatecapital gains. First... make plans now. Once a correction (crash) begins you will have a hard time gettingout of your property. Values plunge and buyers disappear. If you don't believe there will be more than a little dipin real estate appreciation and you want to hold on to yourproperty... here's an idea. Use the stock market as insurance. How do you do that? Find real estate stocks and do short selling. Well managedthis can be an effective strategy. If real estate values continue to climb you still own yourproperty and continue to accumulate capital gains. If real estate values begin to fall you sell short selectedstocks and profit from the decline, which balances the loss in the value of your real estate. You protect your realestate gain... and maybe even come out ahead on the strategy. An ETF is an Exchange Traded Fund. That's a basket of stocks that trade under one symbol just like a stock. You can quickly buy, sell or short an ETF through an online broker in seconds. You have instant liquidly... somethingyou don't have with real estate. Two ETF's that you could be ready to short sell would be: IYR - A basket of real estate stocks IYF - A basket of financial stocks. Lots of areas would be hard hit by a down turn in realestate including: banks, mortgage lenders, utilitycompanies, materials suppliers and especially homebuilders. The stocks of leading home builders that would sufferduring a real estate bust include: Brookfield Homes - BHS; Yes, short selling is a radical strategy for the smaller real estate investor, but aren't you the one who needs the gain protection the most? You may find a local stock broker that would give you some help, but you should understand some basics about thestock market and trend following. You can easily learn that here... http://digbig.com/4dxys Mark Walters is an investor-entrepreneur helping other investors from his Web pages at http://www.Lease-Option-Sub2.com
MORE RESOURCES: Real-estate agent explains new fees to homebuyers, he's not worried Business Insider Dr. Phil left speechless after real estate agent claims that squatting is justified by colonization New York Post Think You Can Buy a Home Without a Real Estate Agent? You Can—but Here's Why You Might Botch the Job Realtor.com News The economy might be booming, but housing is in a recession: Top real estate CEO says he's never seen anything like ... Yahoo Finance Inside Chris Pratt and Katherine Schwarzenegger's Real Estate Portfolio Architectural Digest Real Estate Sales Include Two Falconer Commercial Properties Jamestown Post Journal Real-Estate Agents, Investment Advisers Chafe at New Anti-Money-Laundering Rules The Wall Street Journal The HYM Investment Group, Cathexis and National Real Estate Advisors Announce Pre-Leasing at Amaya Boston Real Estate Times The Michael Houck Real Estate Guide for April 20 and 21 Oil City News Real estate expert says several factors impact farmland prices brownfieldagnews.com OT Real Estate Spotlight of the Week: 4218 Edgewood Court The Owensboro Times LOCAL REAL ESTATE TODAY 4.19.24 – KQEN News Radio kqennewsradio.com Big Tech Is Downsizing Workspace in Another Blow to Office Real Estate The Wall Street Journal East Bank Master Developer Agreement with The Fallon Company Approved Boston Real Estate Times How environmental insurance diligence can shape commercial real estate transactions Insurance Business EG Real Estate: Busy Spring Market – East Greenwich News East Greenwich News Prologis Warns of Slowing Industrial Real-Estate Market The Wall Street Journal Nuveen Real Estate Income Fund (NYSE:JRS) Stock Crosses Below Fifty Day Moving Average of $7.63 Defense World S.F. housing market: Still very few homes, selling even faster San Francisco Chronicle Critical Survey: Wheeler Real Estate Investment Trust (NASDAQ:WHLR) and Cousins Properties (NYSE:CUZ) Defense World Top 25 Columbus Residential Real Estate Deals for January 2024 Columbus Monthly Healey-Driscoll Administration Names Alison Brizius New Coastal Zone Management Director Boston Real Estate Times An investigation into the University's controversial real estate holdings Johns Hopkins News-Letter How Real Estate Helped Taylor Swift Become A Billionaire Yahoo Finance Q1 2026 EPS Estimates for Alexandria Real Estate Equities, Inc. (NYSE:ARE) Decreased by Zacks Research Defense World Darien and Rowayton Real Estate Report: April 11 to 18 darienite.com Banks Believe They Are Well-Prepared for Commercial Real Estate Fallout The Wall Street Journal 21 Largest Real Estate Companies in the World Yahoo Finance Heres What $2.5 Million Buys In Andover Real Estate Andover, MA Patch Ohio Department of Commerce Division of Real Estate and Professional Licensing offers tips – Daily Chief-Union Dailychiefunion Robert Bailey on Real Estate TPG Online Daily Robin Hunden of Hunden Partners honored with Jeffrey D. Fisher Real Estate Legacy Award from Indiana University's ... Daily Herald Dream Industrial Real Estate Invest Trst (TSE:DIR.UN) Stock Price Passes Below 200-Day Moving Average of $13.02 Defense World TikTok’s Origin Story: Court Files Show Role of GOP Megadonor Jeff Yass The New York Times See the latest Coles County real estate transactions Journal Gazette / Times-Courier Real Estate Broker Commission Settlement ClassAction.org SAGE Investment Real Estate Advisors sells 24-unit Bergen County garden-apartment complex ROI-NJ.com China home prices slumped in March as property crisis drags on Business Insider Two Weichert real estate agents in Willmar recognized for work in 2023 West Central Tribune Oregon Senate strengthens consumer protections in real estate transactions Curry Coastal Pilot SVN|J. Beard Real Estate adds chief investment officer to Houston office – REJournals REjournals.com Downtime: Pairing wine and real estate RichmondBizSense Blackstone Earnings Rise as Investment Giant Projects Commercial Real Estate Recovery - CoStar Group Real estate mogul concerned how Americans will deal with squatters: ‘Something really bad is going to happen’ Fox Business Real estate brokerage firm Marcus & Millichap arranges $12.8 million sale of Fayetteville, NC mobile home park ... Greater Fayetteville Business Journal Fannie Mae, Freddie Mac clarify real estate commission rules National Mortgage News Navigating the changing role of real estate agents WISH TV Indianapolis, IN PICTURES: See Inside Johnny Cash's Spectacular Real Estate Holdings Taste of Country Celina’s first Walmart to be part of bigger vision for fast-growing city The Dallas Morning News A new real estate trend? Shopping malls converted into residential units in South Florida NBC 6 South Florida Jewel Builders - Revolutionizing Luxury Living in Evolving Real Estate Market of Badlapur Business Standard Housing Market Predictions for 2024 & 2025 Remain Subdued Norada Real Estate Investments |
RELATED ARTICLES
How Can Real Estate Investors Profit From The Internet? The Internet is a powerful marketing tool, but just how can a real estate investor make the best use of Web pages?We've spent some time experimenting with Web sites and we've found a couple of ways that they can be useful.First. Forclosure And The Durrett Rule It's probably happened to you.. Inspecting Your New Home - 17 Areas You Must Inspect Before Taking Possession Congratulations! You've made your decision; you've chosen your new home and your builder. So what needs to happen next? Once you have a firm contract and you have selected the features that will go into your new home, it is time for the builder to turn your dream into reality. Real Estate Investing - House Problems Houses can have lots of problemsReal estate investing requires expertise in recognizing these problems and the costs for repair.Sometimes you stumble onto a jewel investment by discovering a house where mom was an excellent housekeeper, and all that's necessary is minor cleanup of the premises to prepare for selling. The Many Ways To Profit From O.P.P.s Multiple Cash Streams In a previous article we introduced you to the concept of O.P. Property Investing Secrets 1 When property investing, pay the seller their asking price but negotiate the terms under which you can buy property. You'd be absolutely surprised when property investing at how many sellers will help fund you into their property. Buy to Let Property Investment In recent years buy to let has been a popular way of investing in residential property. Stock markets are out of favour with many investors who have seen the values of their portfolios, endowment policies and pension funds shrink, whereas property has generally continued to rise in value. Should You Buy Real Estate Now I have been seeing the market on fire for a long time and have started telling my friends, "don't buy now". No one can accurately determine exactly when it will happen, but it is definately on the way. Selling Your Home? A Warning About Attachments Before you list you home for sale, determine what you don't want to leave behind.Our friends sold their home for full price and moved out a few days before closing. Hey Landlord! Is Your Lease Legal? The longer you are a landlord the more you strive to create the perfect lease/rental agreement. Landlords learn in the school of hard-knocks that some tenants are certified trouble makers and we try our best to protect ourselves with a carefully structured restrictive lease. First-time Home Buyers - 100% Home Loans There is an increasing trend in South Africa that is seeing youths entering property market at a much earlier age. These youths are mostly first-time home buyers, applying for their first home loan, who have been renting for a short while and feel the need to invest in a property of their own. Property in Bulgaria - Huge Investment Potential Bulgaria is a truly magnificent country, located in Eastern Europe with an amazing coastline that stretches over 340km along the Black Sea, with a backdrop of one of the world's most magnificent mountain ranges and the beautiful and historic capital city of Sofia.Today Bulgaria not only offers one of Europe's most attractive and unspoilt holiday destinations it is also host to what will be one of the most dynamic and as of yet relatively untapped property and real estate markets. Should Sellers Order a Pre-sale Home Inspection? One of the main reasons home sale transactions fall apart is inspections. This happens when something unanticipated is discovered during the buyers' inspections of the property, and the buyers and sellers can't agree on a remedy. Alicante to Mar Menor - You can Still Find Cheap Property in Spain The Murcia region in Spain benefits from some of the most beautiful coastlines of Europe. Nowhere else will you find so many fascinating contrasts - with Spanish Mediterranean architecture, magnificent mountain ranges and beautiful long sandy beaches. The Value of Building Home Equity There are numerous advantages to owning a home. One of the serious advantages is the equity that is built over time. Real Estate Investing - Makeovers vs. Flipping Please don't call it "flipping."Some real estate investors who practice the technique of buying property for immediate fixup and resale call it "flipping houses. Should You Buy Hud Homes? Buy HUD homes are sometimes the cheapest option available for a common man to own a house. The fact that teachers and police officers could buy HUD homes at 50% off the market value attracts more potential buyers. The UK has Gone Property TV Show Crazy! The UK has gone property TV crazy. There are now shows about developing, buying, doing up and selling your home on every channel nearly every day. If Your House Is a Mess, You Dont Have To Sell For Less Don't be tempted by "We Buy Houses" or "Sell Your Ugly House in 9 days for Cash" ads.These savvy real estate investors look for sellers under duress. Landlording And Other Aggravations Here's the gripping story.. |
home | site map |
© 2006 TIGER MEDIA |