|Real Estate Information|
11 Different Ways to Participate in The New Millennium Real State Boom
Many parts of the country are going through a real estate boom. In recent reports real estate is showing double digit growth in many parts of the country. In still many other real estate growth is outpacing inflation.
1 - Real Estate Agent
Real Estate agents are responsible for the vast majority of Real Estate Sales, Matching qualified buyers with eager sellers.
2 - Mortgage Broker
A good mortgage broker will represent 10 or more lenders. Each lender may have dozens of loan programs. The job of the Mortgage broker is to find the best loan for each client.
3 - Loan Originator
A loan originator or loan officer will work for the mortgage broker and help the client choose the best loan for their situation.
4 - Title Officer
A title officer will issue a title insurance policy on Real property. The purpose of the title insurance is to protect the buyer and the lender in the event there are claims against the property that weren't settled at time of purchase.
5 - Loan Processor
A Loan Processor often gets paid a salary as well as a bonus for each funded loan. Loan Processors do all the paper work to push a loan thru.
6 - Loan Underwriter
The Loan Underwriter works for the lender and makes sure the borrower meets the loan qualifications
7 - Appraiser
An Appraiser will place a value on the house that will be used by the lender to determine the amount of money they are willing to lend on a property
8 - Home Inspector
A home inspector will often look over the house to find any problems prior to the close of the sale. The buyer can then negotiate with the seller to get some or all of the major problems fixed.
9 - Insurance Agent
Lenders require a Home Owners Insurance policy. Often new homeowners will also purchase, Flood, Mortgage life and earthquake insurance as well.
10 - Escrow Officer
An escrow officer works for an escrow company. An escrow company is a neutral 3rd party that holds and disperses the funds to ensure a smooth transaction
11 - Real Estate Lawyer
Many Real estate transactions require the services of a lawyer
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